Fruit tree insurance 2024: take it out now.
The contracting period for Agroseguro's 300 line for the 2024 campaign has been open since 1 December 2023.
Through five different modules, this line of agricultural insurance covers damage caused by frost, hail, lack of fruit set and other uncontrollable climatic events in peach, nectarine, flat peach, apricot, plum, table and cider apple, pear and platerina crops. In addition, crop insurance allows coverage to be adapted to the needs of each farmer, offering specific protection for the main climatic risks in crops.
What crops can be insured under line 300 - Fruit trees?
Apricot
Plum
Table and cider apples (cider apples are not covered against the risks of frost and lack of setting).
Peach (including nectarine, flat peach and platerina)
Pear
What risks does Agroseguro's fruit tree insurance cover?
In production:
Covers damage in quantity and quality caused by:
Climate-induced fruit set failure
Frost
Hail
Exceptional hazards (wildlife, fire, flooding-torrential rain, persistent rain and hurricane force winds)
Other climatic adversities
In plantation:
Covers the death of the tree.
If the tree does not die, it covers the loss of the following year's crop due to damage to structural and productive wood.
In facilities:
Covers damage caused by any climatic risk beyond the farmer's control.
Agricultural risk cover protects infrastructure that is essential for production.
A policy to match your farm
Dolors Gòdia, agricultural engineer and agricultural insurance expert at our brokerage, shares her analysis of this year's fruit tree insurance campaign.
«These days we are starting the fruit insurance campaign and it is one of the most important periods for our company. This year, insurance is bringing us new features that continue the trend of recent years: increasingly individualised historical data per plot of land, making the Spanish insurance system fairer and fairer.
It is true that not everyone will be happy with these measures, but I believe that in the long run we will all benefit, because we have to maintain the balance of the whole system so that our good farmers can continue to insure and feel that behind the inclement weather they have a system that guarantees them a minimum to face the next season with minimum guarantees.
Before the climate change We at PIB Group Iberia have full confidence in agricultural insurance and we believe it is vitally important to have good technical advice both in the process of contracting the policy and throughout the campaign, following up any claims that may occur in an exhaustive and careful manner. We want our policyholders to feel that they are accompanied throughout the whole period of the policy”.”
Take out your agricultural insurance with PIB Group Iberia
At PIB Group Iberia, we offer the best coverage for agricultural production against losses that can be caused by meteorological risks, climatic adversities and wildlife damage. In a world threatened by climate change, a single frost can ruin a year's worth of work. Frost insurance for fruit trees is a key tool to guarantee the economic stability of the farmer.
We are long-standing independent professionals with more than 25 years of experience in the agricultural and livestock sector. The agricultural sector is the driving force behind our brokerage: we want to offer farmers everything they really need for their business. Our aim is to accompany you every step of the way, on an equal footing.
More information on agricultural insurance
Find out more about Agroseguro's 300 line. Find out how agricultural insurance can protect your investment. Contact our experts at PIB Group Iberia for personalised advice.
Find out about all the options for combined agricultural insurance and find the best solution for your farm - insure your peace of mind today!
